An Ideal Way to Take Repeat Payments for Phone and Mail Orders

We have lots of regular customers place orders over the phone. I am looking for a solution which can satisfy:
1. We would not like ask credit card details every time;
2. We can not store credit card details;
3. It looks like a combination of Virtual Terminal and Recurring Payments, but these recurring payments do not have a fixed date and fixed amount;
4. If possible, we create profiles for our regular customers. So, we, the mechant, can enjoy the facility of express checkout.

Does PayPal, WordPay, or any other payment providers offer this solution?

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